The how and where of getting a bad credit loan


i have bad credit history from around 2yrs ago, but my boyfriend has excellent credit history…. were planning on going for a mortgage in the summer, what are the chances of us being accepted? is there a mortgae that we can get for bad credit?

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I am planning to go to US in April. I will be in credit however have missed payments etc and have a bad credit history. Will this affect me getting a visa?